This is an insurance product specifically designed for healthcare professionals to protect them from economic losses due to medical errors, professional negligence, patient complaints, or other professional risks during their practice. This type of insurance typically covers the compensation costs, legal fees, and other related risks arising from medical mistakes, diagnostic errors, surgical complications, patient injuries, or legal responsibilities during the provision of medical services.

Insurance Coverage:

Medical Error and Professional Liability Coverage: Protects healthcare professionals from claims arising due to medical mistakes, diagnostic errors, inappropriate treatment, or any other professional liability leading to physical injury or death of a patient.

Legal Litigation Fees: Includes attorney fees, litigation costs, and other legal expenses incurred due to professional liability issues.

Violence and Assault Risk Coverage: Provides protection when healthcare professionals are subjected to violence or assault by patients or their family members during the course of their work.

Mental Distress Compensation: Offers compensation support if healthcare professionals experience mental or emotional distress due to medical disputes or professional liability issues.

Professional Exposure Risks: Covers medical and income loss compensation for healthcare professionals who contract legally defined infectious diseases, suffer radiation exposure, or chemical injuries while at work.