Day Surgery Insurance is a dedicated short-term health insurance product designed for patients undergoing same-day surgical procedures. While these procedures typically do not require overnight hospitalization, they still carry potential risks such as anesthesia-related complications, intraoperative accidents, and postoperative issues that may require reoperation or emergency care. Centered on the concept that "even minor procedures carry real risks," this insurance provides targeted protection during and after surgery to ensure peace of mind.
These products are usually available in Basic and Comprehensive versions, offering flexible coverage amounts and a broad range of benefits including intraoperative incidents, postoperative complications, and follow-up surgeries. With a simple preoperative enrollment process and affordable premiums, the insurance is seamlessly integrated into hospital day surgery workflows. It helps patients feel more secure throughout their treatment and supports hospitals in enhancing their risk management capabilities and service quality.