Positioning: A risk-sharing mechanism based on surgical procedure big data, collaborating with hospitals to build a closed-loop of liability mitigation
In response to the surgical characteristics and risk distribution of different specialized departments, Yihuibao, relying on the national claim database, assists hospitals in establishing scientific surgical risk profiles and protection matching models, and promotes "forward-moving prevention and control" of in-hospital risks.

Service contents include:

Based on surgical risk data and compensation trends, promote 60% insurance coverage for key wards and patients undergoing high-risk surgical procedures, avoid adverse selection and selective recommendation, reduce the incidence of doctor-patient disputes from the source, and build a fair and sustainable protection mechanism;
Provide patient education tools such as preoperative informed mini-programs, surgical risk animation videos, electronic signatures and risk confirmation receipts to standardize preoperative education processes;
On-site consultants cooperate with preoperative conversations, complete the "three-step risk prompt and answer" process, and assist in filing the "Informed Confirmation for Surgical Accident Insurance";
Can formulate insurance amount grades, compensation ratios and deductible clauses according to different departments, achieving the dual goals of accurate protection matching and risk cost control;
Provide follow-up visits for high-risk events within 24 hours after surgery and dispute prediction services to effectively curb the escalation of doctor-patient conflicts.